General. Send is a non-custodial platform. Send is not a bank, broker-dealer, investment advisor, or custodian. Send cannot initiate transfers of your cryptocurrency or digital assets, and does not take possession of or hold your funds. Nothing on this site constitutes investment advice, financial advice, tax advice, or legal advice. All information is provided for informational purposes only. You should consult your own legal, financial, and tax advisors before using any Send products or services. Not a Securities Offering. $SEND is a utility token used within the Send ecosystem to access features, services, and participation incentives. $SEND does not represent equity, ownership, voting rights, or any claim on revenue, profits, or assets of Send Foundation, Send Inc., or any affiliated entity. Nothing on this site should be construed as an offer to sell or a solicitation of an offer to buy any securities. No Guaranteed Returns. Participation incentives, rewards, referral credits, and token distributions are discretionary and may change, decrease, or be discontinued at any time without notice. Past distributions are not indicative of future distributions. No returns, yields, or distributions of any kind are guaranteed. Send Savings. Send Savings is not a bank account. Deposits into Send Savings are not insured by the FDIC, SIPC, or any government agency and may lose value. Interest rates are variable, determined by underlying decentralized lending protocols, and may decrease to zero at any time. Using Send Savings involves risks inherent to decentralized finance, including smart contract vulnerability, liquidation risk, stablecoin depeg risk, and protocol risk. These risks are not exhaustive and could result in partial or total loss of deposited funds. CUSD Stablecoin. CUSD is issued by Brale, a regulated issuer, and is not issued or guaranteed by Send Foundation or Send Inc. CUSD is backed 1:1 by USD-denominated reserves managed through Brale. CUSD is not legal tender and is not insured by the FDIC, SIPC, or any government agency. CUSD holders do not directly receive yield, interest, or distributions from reserve economics. CUSD availability may be restricted in certain jurisdictions. Users are responsible for ensuring their use of CUSD complies with applicable laws. Digital Asset Risks. Digital assets are volatile and involve a high degree of risk. The value of digital assets, including $SEND, $CC, CUSD, and USDC, can fluctuate significantly and may result in partial or total loss. Past performance is not indicative of future results. You should not transact in digital assets unless you understand the nature of the transactions and the extent of your exposure to loss. Digital asset transactions are generally irreversible — assets sent to an incorrect address may be permanently unrecoverable. Smart Contract Risk. Send products interact with smart contracts deployed on public blockchains. Despite security audits and testing, smart contracts may contain undiscovered vulnerabilities that could result in loss of funds. Neither Send Foundation nor Send Inc. is responsible for losses resulting from smart contract exploits, bugs, or failures in underlying protocols. Regulatory. Send Inc. is registered with FinCEN as a Money Services Business (MSB) and is registered on NMLS. Cryptocurrency services are subject to applicable federal and state regulations. Availability of products and features may vary by jurisdiction. Send reserves the right to restrict access to services in certain jurisdictions as required by law.Third-Party Services. Send integrates with third-party protocols, services, and platforms including but not limited to Brale, Moonwell, Morpho, and Canton Network. Neither Send Foundation nor Send Inc. controls, endorses, or guarantees the performance, security, or availability of any third-party service. Your use of third-party services is subject to their respective terms and conditions. Tax Obligations. You are solely responsible for determining and fulfilling your tax obligations arising from your use of Send products, including any token distributions, rewards, or transactions. Send does not provide tax reporting services and does not report to any tax authority on your behalf. Consult a qualified tax professional regarding your specific situation. Forward-Looking Statements. This site may contain forward-looking statements regarding planned features, products, or developments. These statements are based on current expectations and are subject to change. No guarantees are made regarding the development, timeline, or availability of any future features or products. Privacy. Personal information is handled in accordance with the Send Foundation Privacy Policy. Blockchain transactions are publicly recorded and immutable. Send cannot delete, modify, or reverse on-chain transaction records. All product names, logos, and trademarks referenced on this site are the property of their respective owners. Any reference does not imply affiliation with or endorsement by any third party.